Residential Wind & Storm Damage – Bemidji, Minnesota
Initial Insurance Offer: $20,467 Final Settlement: $53,600 162% Increase
After a severe wind and storm event damaged this Bemidji, Minnesota home, the insurance carrier initially offered $20,467, an amount that did not account for the full extent of the covered damage. Twin City Public Adjusting conducted a thorough inspection, documented the complete scope of the loss, evaluated the policy provisions, and presented comprehensive evidence supporting the claim.
The result was a full roof and siding replacement with a final settlement of $53,600, representing a 162% increase over the insurance company's original offer—an additional $33,133 recovered for the homeowner.
Storm damage is often underestimated during the initial insurance adjustment. Our expertise in identifying overlooked damage, preparing detailed documentation, and negotiating with insurance carriers helped ensure the homeowner received the compensation necessary to fully restore the property.
Detailed inspections. Expert claim advocacy. Full roof and siding replacement secured.
Residential Hail/Storm Damage - Clearwater, MN
Initial insurance Offer: $6700 Final settlement: $38,777 467% Increase
After a severe hailstorm damaged this home's roof and siding, the insurance carrier initially offered just $6,700, an amount that fell well short of the cost to restore the property. Following a thorough inspection, comprehensive damage documentation, policy analysis, and detailed negotiations, Twin City Public Adjusting secured a full roof and siding replacement with a final settlement of $38,000.
This represents a 467% increase over the insurance company's original offer.
Our expertise in identifying hail damage, documenting the full scope of covered repairs, and advocating on behalf of the homeowner ensured the property received the funding necessary to complete the repairs properly—not just a partial fix.
The difference is in the details. Thorough inspections and experienced claim representation lead to better outcomes.
Commercial(townhome association) Fire damage - Maple Grove, MN
Final settlement: $1,100,000.00
Fire damage to townhome association. Final settlement of 1.1 million after properly documenting the loss. Following a major fire that caused extensive damage to a townhome association, Twin City Public Adjusting managed the claim from initial investigation through final resolution. Our team performed a comprehensive assessment of the damages, interpreted the applicable policy coverages, coordinated with experts as needed, and aggressively advocated on behalf of the association throughout the claims process.
The result was a $1.1 million settlement, providing the funding necessary to restore the property and help the association recover from a devastating loss.
Large commercial and association fire losses require experienced claim management, detailed documentation, and a thorough understanding of insurance policies. Our expertise helps ensure property owners receive the full benefits they are entitled to under their insurance coverage.